SFU Admin has agreed to a system to pay the required premiums for MSP that international students are being charged, retroactively from September 1, 2019 and going forward as well. This will mean hundreds of thousands of dollars per year to international student TAs, TMs, and SIs. Let’s fight in the future to get all TSSU members, including RAs and GFs, covered too. This victory came because we used our collective power through both organizing and advocacy. 

We did it together!

The settlement refunded hundreds of thousands of dollars to members, and also 100% employer paid guaranteed group plan coverage into the future.

Instructions for opting into the group plan:

SFU will pay 100% required premiums for MSP for you, your spouse and any dependents via a “group plan”. This is not automatic, and you need to apply. While you can apply in any month of the term, your application will only be backdated to the first of the month you apply (i.e. SFU will only pay for MSP back to this date).

As of September 1, 2020, the required monthly premiums are $75 per person on study permit, and $0 for those not on study permit. To opt into SFU’s group plan:

  1. Complete the MSP Group Enrolment form
    NOTE: A separate application form must be completed for the TSSU member and each eligible dependent. Do not list dependents on the same application as the member.
  2. Scan as a single pdf document:
    – the completed application form(s)
    – a copy of the Study Permit for each individual
  3. Email to tssubens@sfu.cainclude legal name of TSSU member and SFU ID number in the Subject line. If this is your first semester at SFU, you are likely enrolled in Guard.me, and should say: “I am enrolled in Guard.me” in the email.

SFU will then automatically:

  • reimburse you 85% of the cost of Guard.me premiums for the months you enrolled (currently value $59.71 / month / person back because of a grievance victory!)
    • for those enrolled as a family this reimbursement is capped at the cost for 2 people
  • send you a letter which you can use for proof to opt-out of Guard.me and get more money back.

You will then need to upload the letter at guard.me/sfu to complete the opt-out process, and potentially receive an additional refund. 

If you have finished a TSSU Appointment: If you do nothing, SFU should drop you from their group plan and Health Insurance BC (HIBC) will create an individual account and begin sending you bills – a process which can take several months. You can speed up this process if you phone HIBC (1-800-663-7100) and ask them to transfer your account. You may also choose to stay on the SFU group plan, if you prepay 100% of the costs per semester to SFU before your appointment ends. This saves you from reapplying to the group plan if you get an appointment in the next semester, but does not save you any money. To enroll, complete the TSSU Request for Continued Benefit Coverage at: sfu.ca/human-resources/tssu.html and follow the payment instructions on it.

If you are not in a TSSU (TA/TM/Sessional/Graduate Facilitator) Appointment or are a Canadian Citizen or Permanent Resident: You will need to apply for an individual MSP account, including all necessary information, such as a copy of your study permit. Apply directly online at: my.gov.bc.ca/msp/enrolment/check-eligibility or search for:  MSP Application form 102.

If you are an international student enrolled in Guard.me, allow for a few weeks for processing your form then phone HIBC at 1-800-663-7100 and request a letter confirming enrolment. Once you receive this letter, upload it at guard.me/sfu to opt-out and receive a refund. If you receive your MSP card, the card can be used to opt-out.

You will then need to upload the letter at guard.me/sfu to complete the opt-out process, and potentially receive an additional refund.

NOTE: For people who are on GuardMe, please visit here.

Background on “Health Coverage Fee”

The BC Government announced it would eliminate MSP fees for BC residents, effective January 1, 2020.  In August 2019, they announced that international students would still have to pay for MSP, and it would be branded as the “Health Coverage fee” and billed individually to students. 

This portion of the premium for MSP was phased in:

  • $37.50 per month starting Sept. 1, 2019
  • $75.00 per month starting Jan. 1, 2020

The Government told us that the fee is just one part of a total premium for MSP, this is confirmed by the written regulation. The government also published a FAQ. TSSU has a history of fighting for free public health care for all residents of BC, including international students.

  • In the 1980’s TSSU members fought to be included in public health care and won in court. Now all BC residents, including international students are covered.
  • In the 1990’s we fought to have SFU pay the costs for MSP coverage, which is now 100% paid for Teaching Assistants, Tutor Markers, Sessional Instructors, etc.
  • In the 2010’s, SFU brought in Guard.me, charging high fees for lesser service and TSSU fought and won $120,000+ back for TSSU members, and a 30% cut in the price for everyone.